Facts you should know

Synthesis Consultancy Exposed!!!

We have received many queries and have decided to put up some of the interesting facts we have uncovered regarding the following:-

SYNTHESIS CONSULTANCY

Address: 20 Kramat Lane

#03-06 United House (Orchard)

Singapore 228773

Based on records obtained from the Accounting and Corporate Regulatory Authority (ACRA), Synthesis Consultancy (ROC No. 53012974D) is owned by Jorryn Lim Yong Chin. She registered the Company as an owner on 8/2/2004 but withdrew 3 months later on 2/5/2004. She became the owner of Synthesis Consultancy again on 30/5/2008.

NEWS (20/4/2009)

On 20/4/2009, we uploaded a copy of the email from the Chief Operating Officer of CommerceNet Singapore, part of TrustSG to us informing us that the membership of Synthesis Consultancy has been revoked after their investigations indicated that Synthesis Consultancy has breached the TrustSG principles, the practice of information displayed online and communications must create truthful and trustworthy impressions of affiliation to products & services.

Pursuant to a request from CommerceNet Singapore to us informing us that the text of the email is not to be uploaded, we would like to inform Consumers instead that:

"Synthesis Consultancy's membership has been revoked after an investigation by CommerceNet Singapore, part of TrustSG as Synthesis Consultancy had breached the TrustSG principles by displaying online and communications that gave untruthful impressions of affiliation."

LATEST NEWS (28/4/2009)!!!
A POLICE REPORT has been filed on the 27/4/2009 against Synthesis Consultancy for their FAKE claims by one of their client.

A Police Report has been filed on the 29/4/2009 against Synthesis Consultancy for their FAKE claims by another of their client.

A Writ of Summons was filed against Synthesis Consultancy on 26th May 2009 by one of their client. The reference number is MC/15621/2009/M.

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We understand that Synthesis Consultancy take the stand that various online attacks against them are malicious in nature. They have even written a nice article rambling on about it being a fact of life. If you read the article, you will realize that at no point in their article did they deny that the below mentioned points were untrue. This is because the points are all FACTS and we have all the proof to show that they exist. The fact that Synthesis Consultancy have removed all of the mentioned points from their current website shows that we were correct in pointing them out.

FACTS:-

1) On their website, Synthesis Consultancy claimed that they have helped 'Thousands of people become DEBT FREE through their Debt Management Program & it is an alternative to Bankruptcy'. If this is true, why did the owner of Synthesis Consultancy allow her husband to file for Bankruptcy on 29/11/2005 for the amount of $92,343.00, most of them being unpaid unsecured loan facilities.

WHY WAS THE HUSBAND NOT INCLUDED IN THE "THOUSANDS"???

Based on court records, her husband, Kok Keng Wei Desmond , had 6 legal suits, mostly from Banks and Financial Institutions, filed against him before he self-filed for Personal Bankruptcy.

What happened to they 'talking to creditors' about getting an Installment Plan & Eliminating DEBTS????

2) Photos in Synthesis Consultancy's website of “Their supposedly happy clients’ are taken from an online dating website in India called ShaadiBliss.

3) Logos of awards which Synthesis Consultancy claims they have received are actually in respect of awards for software distribution and have nothing to do with Credit Management.

4) Their "supposedly clients" testimonial indicated discrepancies in timeline.

5) Their supposedly strategic Partners/ Foundation consists of:

a) Credit Help Online – This is not even a Company and "this named partner" has an identical web address as Synthesis Consultancy’s blog.

b) Aussie Debt Relief – This "Company" cannot be located and does not seem to exist.

c) Filipinos Consumer Debt Counseling – This "Company" cannot be located and does not seem to exist.

d) India Debt Counseling – This "Company" cannot be located and does not seem to exist. However, our searches show that this ‘Company’ only has a website and it is owned by “Jorryn Lim”.

e) The ‘ACCREDITATION’ Synthesis Consultancy received from a supposedly "Foundation" cannot be located and it does not seem to exist. However our searches show that this ‘accrediting body’ called ‘ASIA CREDIT COUNSELING FOUNDATION’ (www.asiaccf.org) only has a website and it is owned by “Jorryn Lim”. It claimed it was started in 1990 but an independent international recognized organisation indicated that the website was only created in June 2008.

5) Synthesis Consultancy, India Debt Counseling and Asia Credit Counseling Foundation are all registered via the same Registrar, Melbourne IT Limited.

6) Court searches show records of litigation suit MC/29604/2003 and Bankruptcy suit B/4107/2004 against Jorryn Lim Yong Chin, the owner of Synthesis Consultancy.

We attach below pictures of what we have mentioned above. For those who require hard copies of the abovementioned points, please do contact us at www.debtreform.com. We do have copies of their old 'discrepancies'.

Clients who have been misled by these supposedly accreditations and strategic partners and have appointed them under such impressions are allowed to approach The Small Claims Tribunal to file claims to recover all their paid fees. This is because these are considered FALSE REPRESENTATIONS and the Court can order a full refund of all paid fees.

Written By www.DebtReform.com

1) PICTURES OF Their “HAPPY Clients”

http://209.85.175.104/search?q=cache:da9jOIcbMzIJ:www.debtfreelife.biz/+www.debtfreelife.biz&hl=en&ct=clnk&cd=1&gl=sg

http://www.bhavakuta.com/india/society/Indigenous-Art-and-Craft-of-Indian-Culture.html

Website of an Indian online dating website.

2) Logos of Awards

Found on their website:

http://74.6.146.244/search/cache?ei=UTF-8&p=debtfreelife.biz&rd=pref&fr=yfp-t-web&u=debtfreelife.biz/about_us&d=WC8Y-fReRXmm&icp=1&.intl=sg

http://www.sofotex.com/linkus.htm A website of a software downloading website

3) Testimonial of ‘satisfied clients’

http://209.85.175.104/search?q=cache:da9jOIcbMzIJ:www.debtfreelife.biz/+www.debtfreelife.biz&hl=en&ct=clnk&cd=1&gl=sg

This post was posted on Synthesis ‘clients’ testimonials’ on August 2008. According to ‘Alexia Lim (Kaki Bukit)’, she has been their client since February 2003 (5½ years ago)
Synthesis Consultancy started only in February 2004!!!

4)THEIR STRATEGIC PARTNERS

http://www.debtfreelife.biz/index.html

a) Credit Help Online

Web Address of Credit Help Online - http://www.debtfreelife.biz/blog/

Web Address of Synthesis Consultancy – http://www.debtfreelife.biz

b) Aussie Debt Relief

We did a search on the Internet but we were unable to locate the existence of Aussie Debt Relief.

c) Filipinos Consumer Debt Counseling

Similar to Aussie Debt Relief, we were unable to locate the existence of this organization.

d) India Debt Counseling

They were also accredited by Asia Credit Counseling Foundation in 2004, the same Foundation that accredited SYNTHESIS CONSULTANCY in 2004. Before 8/9/2008, their address was 21 Killiney but on 10/9/2008, it was changed to 21 Gokul Das.

Found on their website - “We are a company (since 2004) that specializes in substantially reducing the amount of unsecured debt owed. We help individuals avoid bankruptcy in India……”

However their website was registered on 29/7/2008. Similar to the above 2 organization, we were unable to find the existence of such a Company, however the OWNER of this website belongs to “Jorryn Lim”.

http://www.who.is/whois-org/ip-address/indiacreditcounselling.org/

e) Their "ACCREDITATION BODY"

Asia Credit Counseling Foundation (ACCF)

This 'Accreditation Foundation' was supposedly established in 1990 and they supposedly accredited Synthesis Consultancy and India Debt Counseling in “2004”. This Foundation has the following members:

a) Credit Help Online. (Same web address as Synthesis Consultancy’s blog)

· http://www.debtfreelife.biz/blog/

b) Aussie Debt Relief. (Unable to locate its existence)

c) Filipinos Consumer Debt Relief. (Unable to locate its existence)

d) India Debt Relief. (Unable to locate its existence and its website is owned by Jorryn Lim)

e) Synthesis Consultancy (Owner is Jorryn Lim)

We did a search on this Foundation but were unable to locate its existence. And again ACCF's website is owned by Jorryn Lim.

Found on Asia Credit Counseling Foundation’s website: http://asiaccf.org/home

“The Asia Credit Counseling Foundation that represents a membership network of professional, Credit Counseling Agencies. ACCF was established in 1990”

“Found on Synthesis Consultancy’s website

Synthesis is a ACCF member since 2004.

The ACCF seal represents accredited agencies with high standards, ethical practices, certified counselors, and policies and practices which help consumers achieve financial stability.

The ACCF is highly recognized within the industry and by creditors for its trademarked Counselor Certification Program. All ACCF member counselors must complete the ACCF's comprehensive, quality training program to guarantee their ability to provide quality education and assistance to consumers.”

However their website was only registered on 6^th June 2008 and is owned by “Jorryn Lim”.

http://www.who.is/whois-org/ip-address/asiaccf.org/

Address of Asia Credit Counseling Foundation

Before 8/9/2008 its registered address was Killiney Road. P.O. Box 2195 Singapore 912354 but was changed to 912354 Australia on 10/9/2008.

5) Synthesis Consultancy, Asia Credit Counseling Foundation and India Debt Counseling were all registered via the same Registrar, Melbourne IT Limited, an internet domain company.

http://www.who.is/whois-biz/ip-address/debtfreelife.biz/

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